Mortgage Refinance

Mortgage Refinance

How Can A Reverse Mortgage Help You Enjoy Your Retired Life?

“Yesterday is History; Today is a Gift; Tomorrow is a Mystery” No matter how well we plan, we are always worried about tomorrow. Tomorrow here means retirement. While some of us have started taking steps by saving some money to make our retired lives comfortable, the others are still trying to make ends meet. For […]

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Mortgage Refinance

Get a Low-Doc Loan Even When You Have a Bad Credit Score

Getting a low-doc loan is one of the best ways to lay hands on a stream of funds with the least amount of verification. With so many mortgage finance options, you’ll require filling out a mountain of paperwork along with verifying different pieces of information. Why to go for low-doc business finance when you have […]

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Mortgage Refinance

Cash In, Not Out: A Reverse Mortgage Specialist Can Help Keep Your Home and Medicaid Safe

If you are at least 62 years of age with equity in your home, a reverse mortgage specialist can help you access the cash in your biggest asset without ever having to make a housing payment. It is no secret that this unique option has become many seniors’ best opportunity to enjoy their nest egg […]

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Mortgage Refinance

3 Questions to Ponder About Total Debt Service Ratio for Borrowers in Singapore

Total Debt Service Ratio (TDSR) became a household term for mortgage borrowers of properties in Singapore. This is a new mortgage framework introduced by the Monetary Authority of Singapore (MAS) to strengthen the crediting practices of financial institutions in Singapore. Four years after the Global Financial Crisis that almost resulted in a meltdown in the […]

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Mortgage Refinance

How to Use a Reverse Mortgage for Purchase of a Second Home

Reverse mortgages are seen as a way for seniors to tap into their current homes as a source of income. By drawing from the equity they already have, they can pay off bills, make improvements to their current residence, or even take a well-earned vacation. There is one option that most do not even consider: […]

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Mortgage Refinance

How to Have a Conversational Mortgage Factfind

If you’re in the business of giving mortgage advice, you know that it’s tightly regulated to ensure the customer is advised on the most appropriate solution based upon their needs. And that’s the absolutely right thing to do. The problem is that firms and individuals who are tasked with this “advice risk” don’t want to […]

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Mortgage Refinance

The Top 4 Reasons That Make Refinancing Your Commercial Mortgage Advisable

There are many ways of refinancing a commercial mortgage; once these ways are implemented, they will improve the fiscal outlook of a business. So we are just giving you, the borrower, four factors that will motivate you to refinance a mortgage that is commercial in nature. Going to the fixed rate again Many times, business […]

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Mortgage Refinance

Mortgage Strategies For Different Life Stages

Becoming a homeowner represents a major life milestone. But from a financial point of view, purchasing a home is not a one-time event; it is the foundation for a variety of strategies over the course of a lifetime. Before settling on any mortgage strategy, it is important to think through what you want financing to […]

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Mortgage Refinance

Need for Remortgaging

Many people wonder what a remortgage is. Remortgaging is the process where you pay off your existing mortgage, then switch to another lender. There are valid reasons to consider this, but you need to consider the involved costs before doing so. At a glance 1. You must check the value of your property. It may […]

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Mortgage Refinance

Understanding Different Options for Home Equity Conversion Mortgages

Seniors, 65 years or older, who own their home may be able to get the equity out of their residence without selling it. Home Equity Conversion Mortgages, or HECM, allows you to tap into what your home is worth and still be able to live in the residence. There are a couple of different types […]

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